Answer to Question 2: What will happen if we do?

Things will be bad. They will be very, very bad. Around here, everyone but the early retirees and closet Republicans will cry. The "good" news is that in '08 we will have hysteria that will make the run-ups of the late 80's & 90's look like High Tea. And when that one tanks, you better hope you get the memo the day of, cause no one is gonna want to ride that one down.